Bank Statement Loans

Bank Statement Loans

Information provided by Superrate. If the information is in error, please contact


Bank Statement Loan programs allow you to document your income with your bank statements. You must hold the seasonal job for at least two years in order to use the income. The mortgage lender will still annualize the income but can use any other income you bring in on a regular basis with your bank statements. 

Check Eligibility


  • US Citizen
  • Permanent Resident



Docs Required

Docs Required for Loan

  • 12 Months Business Bank Statements With Reserves Plus Downpayments
  • Self Employed

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Application Form(PDF)

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