Year: 2021

What do you do in Refinance a loan? A post to teach you how to see how to refinance!

Recently, with the change of various policies and economic conditions, the interest rate of housing loan has been continuously lowered, all the way down to New lows. For those who happen to buy a house or plan to buy a house, this is undoubtedly a very good time. But in fact For those who have […]

Which rate is lower, mortgage loans, big banks or brokers?

Recently, some friends came to ask me about loans. What they want to know most is big banks and brokers. Which interest rate is lower? To be honest, I really can’t answer that question. Low interest rates are conditional. If conditions are met, they are low. Since most of my friends have studied abroad background, […]

How do Chinese borrow money to buy houses in the US? You can do it without a green card and without a visa

In the past decade, there has been an increasing demand from Chinese people to buy houses in the United States. The most frequently asked question is, “Do I not have a green card to buy houses in the United States? Are not American citizens allowed to borrow money?” The answer is: Of course you can! […]

California Mortgage Severe Delinquencies Surge 6-Fold! Homeowners’ ability to pay is a worry

California Mortgage Severe Delinquencies Surge 6-Fold! Homeowners’ ability to pay is a worry Across California, delinquent mortgage payments are rising to their highest level since the Great Depression, raising concerns about the ability of the pandemic-hit economy to pay, according to a report by La DailyNews on Nov. 22. California-wide, the serious delinquency rate on […]

The latest news! California Governor Announces Loan Delays for Big Five Banks

On Wednesday, California Governor Gavin Newsom said four banks — Wells Fargo, Citibank, JPMorgan and US Bank — had delayed payments on California loans by 90 days. Bank of America has pushed back the California loan by a month. But it said it would consider monthly delays, which could be more than 90 days, depending […]

The end of California loan sharks? Parliament sets a limit on the interest rate on loans

The end of California loan sharks? Parliament sets a limit on the interest rate on loans California lawmakers voted on Friday to limit loan sharks, capping interest rates on loans worth between $2,500 and $9,999 for the first time in more than 30 years. The California Legislature passed a ratecapping bill this session with the […]

Home loan turns mortgage

Home loan turns mortgage, it is to point to the borrower that already dealt with housing mortgage loan in a bank normally, the mortgage that deals with in a bank directly turns to b bank, so as to enjoy more preferential interest rate. So mortgage mortgage to take what process? What should I pay attention […]

Buying a home loan is now the mainstream way for people to buy a house

Buying a home loan is now the mainstream way for people to buy a house, after that, it has become a long-term way to repay. Loan is like a knife hanging over the head, without loan, everyone is eager to light. So many people still want to pay off their mortgages early to ease the […]

How to use a home loan calculator?

With more and more people using loans to buy homes, home loan calculators are a convenient tool for people with mortgages to figure out how much they need to pay each month. But a lot of people don’t know how to use a home loan calculator. 1, mortgage calculator is a professional software for mortgage […]

Buy a house to pay the down payment, but the loan can not do down how to do? Three ways, easy to solve!

Understand why the loan is not working and fix it When the loan can not do, first of all to find a bank clerk to understand their loan approval can not come down the reason, and then the corresponding remedy. In general, with the right remedies, banks will lend quickly. A, credit or flow is […]